Mandatory protection

Liability insurance is mandatory to cover damages caused to others by your vehicle. This is what some refer to as being 'insured on one side'!

Responsabilité civile Elle couvre :

• Material damages to your vehicle in the event of a collision for which you are not at fault.
• Material and bodily damages if the accident occurs outside of your location.
• Damages caused unintentionally to others for which you would be held responsible.

Enhance your coverage by adding tailored additional protections. The ultimate way to drive with peace of mind!

Civil Liability Insurance: A Legal Requirement

When you own a vehicle, subscribing to civil liability insurance is a legal obligation. Its primary purpose is to cover the damages you may cause to others in the event of an accident. This basic level of coverage is often referred to as "third-party insurance", as it only protects the other parties involved — not the driver or their own vehicle.

Protection in Case of a Non-Fault Accident

Civil liability insurance includes several important protections. First, it covers material damage to your vehicle if you are involved in a collision for which you are not at fault. This means your car can be repaired without you bearing the financial burden, under certain conditions.

Extended Coverage Away from Home

In addition, this insurance also covers bodily and material damages if an accident occurs outside your place of residence. Whether you're traveling for personal reasons or business purposes, you benefit from essential protection — no matter where you are.

Responsibility Towards Others

Moreover, civil liability insurance covers unintentional damages you may cause to others, whether they involve bodily injury or property damage. In such cases, the insurance company compensates the victims on your behalf, sparing you from potentially significant expenses.

Peace of Mind Through Additional Coverage

Although this coverage is a good starting point, it remains limited. For more comprehensive protection, it is possible — and highly recommended — to add optional guarantees tailored to your needs: theft, fire, broken windows, roadside assistance, driver protection, and more. These additional options strengthen your safety and that of your passengers.